Money is the one thing that we can never seem to have enough of, right? And there’s no denying that it does play a vital role in our daily lives. But, have you ever stopped to think that what good is money without good health to enjoy it?
In part nine of my Empower Series, I’m speaking with health and fitness expert Dr. Lindsay Banks. Dr. Lindsay will share some of her money struggles and what she’s doing to overcome them. Also, she will provide the strategies she uses to help individuals prioritize their health every single day without blowing up your budget in the process.
If you’re a visual person then check out the video interview here. For those who enjoy a good read then check out the awesome text version below. (Text has been mildly edited for clarity and readability.)
Tell us a little bit about who you are and your background?
So, I grew up in a small town with a middle-class family. We weren’t poor, but we definitely weren’t rich. Essentially, I always had what I needed. We have a pretty close family of four. I’m the middle child, and I’m the only girl.
Professionally, I am a chiropractor. I graduated from Logan University in 2008. Also, I’m a certified personal trainer through the American College of Sports Medicine.
Currently, I play two roles. So I work in higher education as department chair of Health Sciences, where I manage a team of faculty. And then, I also run my own business Healthy Motives 365.
Tell me about your website.
Alright, so essentially, Healthy Motives 365 is a play on having the motivation to be healthy every single day. And my slogan is…
Find Health In Every Day.
So what I essentially do is I encourage clients to change the bad habits that can lead to chronic disease.
My main focus as a chiropractor is all on prevention. I inspire others, and I educate them on the importance of:
Regular chiropractic care
Daily physical activity
Healthy eating habits
Don’t Bank On Quick Fixes
In my opinion, one of the most important things is [#1] developing a positive mindset. Because I think everything starts with the mind.
And my premise is — every day we have choices to make in regards to health. And so I encourage my audience to [#2] choose the healthier option.
With my mission:
It’s not about quick fixes.
It’s about an overall lifestyle transformation.
So I’m all about longevity. I’m not about, okay, you want to lose weight in three days. Like, that’s not my thing!
Because again, I want to help you transition to a lifestyle which is going to benefit you versus a quick fix.
DeShena: Oh, absolutely, those quick fixes never last. They never work because nothing really changed on the inside.
Lindsay: They don’t. And people have to understand that [#3] it takes time to change. And when you are making natural changes, it’s not like you’re going to see immediate results.
But in the long run, it’s going to benefit you. You’re going to feel better. You’re going to look better. And so, you just have to really give it a chance.
And a lot of times people won’t give things time to work. And then they say, nothing works! Well, that’s because you’ve never been consistent in anything.
So that’s one of my things is to help my clients and my patients [#4]develop self-discipline. And also, [#5] be consistent in their habits so they can see results and see real change.
Have you had any money challenges?
So, I’ve been fortunate that my father has always discussed the importance of finances and financial literacy with me. He has always talked about saving, investing, and living within my means.
That’s not to say that I haven’t made my share of mistakes. But honestly, my two biggest challenges, which I’m pretty sure everybody could probably relate to, have been credit cards and student loans.
So, I got my first credit card for when I was 18. I got a T-shirt, and then I got a credit card. Yeah, me, great choice!
But thankfully, I never got myself into a situation where I was in mounds and mounds of credit card debt.
Because I still had that background from my dad saying, ‘Hey, [#6] live within your means, [#7] pay for things in cash,’ and things of that nature.
But again, I still developed some credit card debt. I was also blessed by the fact that my dad paid for my undergraduate (bachelor’s degree).
But, I went on to get the masters, and I also got a doctorate in chiropractic. And so again, the student loans.
Good Debt vs. Bad Debt
I know people say certain things like, there’s good debt and there’s bad debt. But in my opinion, I just don’t want any debt at all!
It doesn’t matter whether you consider it good or bad, because:
Debt limits your options in life, and it takes away certain opportunities!
But, I do also know that some individuals go to college and major in something that never benefits you or that you weren’t interested in it. So now, you may have some resentment towards those loans.
Are Student Loans Worth It?
So it’s kind of like, sometimes people are kind of starting to be against going to college and higher education. And I don’t necessarily agree with that.
Not just because I work in it, but personally, from the way that I’ve benefited from it.
I think it’s more important to educate your kids on exploring their career interests and making sure that they choose the right options.
Then, also educating them on loans. For instance, yeah, you’re getting this money, but you’ve got to pay that back! AND, you’ve got to pay that back plus interest.
So student loans and credit cards are the two challenges I’ve had.
Did you ever have like an ‘Aha’ moment?
Honestly, I’ve always made it a point to live within my means because I had that influence from my father.
But, just recently, this pandemic (the Coronavirus) has kicked my debt-free journey into high gear.
I don’t know what percentage it is now like, 80%? But just thinking about it was quite alarming to me.
And I’m fortunate that I work in two industries where I was able to transition entirely online. So as a department chair, I’m able to do my job from home.
Then, with healthymotives365, I have a lot of virtual services like lifestyle coaching, online personal training, and things of that nature. So I was able to convert that stuff to online.
Even though I’m fortunate in that aspect, I still have this thought in my mind, like, what if? What if I wasn’t in the industry where I was able to transfer online quickly?
For example, my husband works at a gym. And so obviously for his safety, he doesn’t need to work. But we were in a financial situation where we were able to say, okay, let’s not risk your life!
Seeking Money Security
So, I have apersonal goal now to be completely debt-free by my mid-40s. And when I say completely, I mean credit cards, student loans, and mortgage!
One thing I started to [#8] think about is okay, how much do we have in our emergency fund?
And what if we had to pull something from our retirement accounts and things of that nature?
Fortunately, we were in a decent and a good situation from the start. But, not completely secure.
But, if I weren’t able to work from home, then yeah, it would have been a different situation. And so that really opened my eyes.
Making The Smart Money Choice
One thing that also happened is that I was actually getting ready to sign a lease to expand my business into offering chiropractic care in person.
And when [the pandemic] started, it made me [#9] slow down and really think about the best and the most responsible way to expand my business.
Because at this point, like I said, I’m on a debt-free journey. [#10] I created a vision board at the beginning of the year, and debt freedom is on my vision board.
So, I don’t want to rush into expanding the business just to do it and take on additional debt. So right now [#11] I’ve really focused my efforts on freeing up enough discretionary income to cover my office as I build my clientele.
And honestly, if it takes me a little longer to open an actual brick and mortar location by a couple of months or even six months, like, I’m okay with that. Because:
The only person that was putting pressure on me was me.
So right now, my priorities have definitely changed as I’ve gotten older. And I’m all about:
Financial independence
Expanding my business without taking on additional debt
Being an example to my kids
Being able to leave a legacy for not only my children but my children’s children
DeShena: Such good key points, because I am 100% debt-free, hallelujah! And let me tell you, it brings peace of mind. I mean, I was interviewing with a lady recently, and I was saying what being debt-free has given me. During this entire pandemic, I never even flinched! I mean, that’s just how secure my finances are.
We even went ahead with a floor remodeling project that we already had built into our budget before the pandemic hit. So once things started opening back up in May, I got him out here, and he got started. I never touched my savings or my emergency fund, nothing. Because that’s just how well I’ve finally gotten my finances. You know, I was more concerned about where to buy food then I was about being able to afford to buy food.
I Was THAT Person
Lindsay: That is amazing! And it’s a blessing! And that’s where everybody should be ideally.
But it’s like, we get caught up in like this instant gratification and wanting things immediately instead of saving and working for it.
And not to say that I am perfect because, in my early 20s and mid-20s, I was that person putting everything on my credit card. And thinking I’m going to pay it off next month. Yeah, that didn’t happen!
Now I’m in a mindset that if I can’t pay for it in cash, we’re not going, be that vacations, conferences, or buying whatever it is.
And it feels good. Plus, [#12] I don’t put myself in situations where I’m tempted to buy something, and I don’t just browse websites.
Because I’m gonna see something, right? Plus, right now, during a pandemic, why am I buying clothes? Why am I not going anywhere? Am I trying to impress somebody?
[#13] I don’t care what other people think about me in the large scheme of things.
Think First, Not Fast Before Spending
Every once in a while, you want to treat yourself and buy something, but I’m going to buy it using cash so that I can afford it. Don’t just say I’m going to charge this because I just want it.
And a lot of times behind impulse purchases, there’s an emotional aspect. And so it’s like let me [#14] take a moment to think, and self reflect. Then say:
Okay, why do I want to buy this purse or these shoes?
Do I really need this?
Do I feel like I want just to treat myself?
Am I upset or angry about something, and I’m just gonna buy something to make me feel happy?
But that only lasts for a little bit.
DeShena: Yeah, retail therapy is what it’s called. And then you end up with buyer’s remorse or regret when the bills start coming in if you couldn’t actually afford it from the beginning. And the lady that I was interviewing whom I mentioned earlier, that I had.
The Money Wake-up Call
I hope that this [pandemic] wakes everybody up. I understand for some people that [debt freedom] is not a priority. And that’s fine. You gotta do what’s best for you.
Personally, I feel like financial independence, security, and stability are what’s best for me.
Because when you have to worry about:
Paying your bills
The bare necessities
A roof over your head
Food to eat
Providing clothing for your family
If you have to stress out about that, then how can you even really try to function to do other things to explore your dreams.
So, the method that I’m actually using to pay off my debt is the [#15] debt snowball. And it’s rolling girl! It’s rolling, and it feels good!
I want to be a role model and example to my kids. I tell them, you’re going to learn [about money] now! I have my 11-year-old reading Finance 101 book for kids this summer. And his reward is $30 once he finishes it.
So what steps are you taking to resolve your money issues?
So again, currently, my goal is to eliminate debt entirely and to continue to grow our emergency funds. So I made a vision board.
Plus, with being at home [#16], we’re saving money from not traveling. For instance, there were a couple of conferences I was going to go to, and we had a couple of trips planned.
[#17] I had to cancel my gym membership. And guess what, I’m actually working out more at home, and it’s not costing me anything!
Then, [#18] other miscellaneous spending like eating out, going to Marshalls, and little things like that — all of that money has been redirected towards paying off my snowball method and building our emergency fund.
When we got our [#19] stimulus check (we have a family of four), guess where that went? Emergency fund!And so now, if we had an issue, we’re already to still maintain our lifestyle for a few months, and that feels good.
So I’m really focusing on necessities, and [#20] I don’t look at things that are going to tempt me to want to spend.
Paying It Forward
We’re fortunate because there are other people that aren’t so blessed in that aspect. And I don’t take it for granted! And I’ve even been able to donate a little bit more to nonprofits. It’s not a whole bunch because I’ve still got my priorities.
But, just being able to [#21] give to others who are in need, feels good. And when you think about Dave Ramsey’s baby steps, seven is building wealth and being able to give like no one else.
It really does feel good to be able to help out, so that’s one of my ultimate goals.
DeShena: Yes, me too. I have been giving as well. Because I’ve seen the long lines of people looking for food. I’ve been donating to the food bank a lot because it’s sad for people. I feel blessed, grateful, and thankful that I am still working! My financial situation is good right now where we’d be okay for a good while, even if neither of us could work, but thankful that we still are working.
And it’s so important to be able to contribute into the community to help other people. It is just so sad and surprising to me that there are so many people that need help! You know, I couldn’t even believe the lines. It’s like, Oh my gosh, this is really hurting a lot of people. So God willing, we’ll get through this soon.
Why is maintaining a healthy lifestyle so important for money and overall well being?
So, in my opinion:
Health is truly the foundation to wealth and overall well being.
If you think about it, health can affect your ability to maintain your career, which can financially affect your ability to care for your family.
I’ve always had a healthy mindset, but it’s kicked more into high gear with my business and just wanting to really help and inspire others. But, [#22]it’s important to prioritize your overall health.
And that includes your physical health, your mental health, and your financial health. Because when you think about it, financial difficulties can lead to mental stress. Mental stress can lead to physical effects and physical symptoms. So you can have:
Headaches
Digestive problems
Anxiety
The list literally goes on. And so it’s important to balance all areas.
In my younger days, my priority was on physical health. Like, I just want to look a certain way. But you know, that’s a very shallow way to think because I may look a certain way [on the outside], but:
How am I feeling on the inside?
How are my finances?
Do I like my career?
Do I like my job?
Do I have healthy relationships with friends and family?
So, I look good, but I have none of that other stuff. That’s going to end up creating a situation where there’s going to be problems. And so, health is the foundation to everything else.
All The Money In The World
If you say, I’m a businesswoman, and I want to make all this money. Well, guess what? If you are unhealthy and sickly, what is the point of having all the success and money in the world?
I watched a documentary that has a lot of hip hop artists in it. And they talk about changing their exercise habits, their eating habits or whatever. And one thing stood out to me.
One guy said:
I can have more fun with $20 and being healthy, then somebody that’s rich and has $20,000, but is sick and can’t do anything.
And it’s so true. If you have nobody to share money with you, you don’t have your health, or you can’t help others, then what’s the point?
I think people have to really change their mindset about money and not think about that I just want money. But money is a tool and a resource to provide you with opportunities to be able to make moves and do things.
You know, you can always get more money, but you can’t get more time. So I think people really need to change their mindsets about money andlet’s prioritize our health. Let’s focus on that, and then everything else will fall into place, and the money will come.
What impact can poor health have on your finances?
There’s this quote that comes to mind that I’ve seen quite a few times:
If you think wellness is expensive — try illness.
And so, in the long run, not having good health is going to affect you more. And not only can it affect your career, but poor health can affect:
Your ability to get life insurance or even qualify for it
Your health insurance rates and how much you’re actually paying
Result in very high prescription costs
Some people that have prescriptions that cost hundreds or even thousands sometimes a month. And then you think about the added cost of having to go to the hospital, ER visits, and things of that nature.
So, everybody doesn’t necessarily think about those types of things until they need it. Then it’s like, you need life insurance, you’re getting older, you haven’t taken care of yourself, and now you’re paying way more.
Balancing Health and Money
I’m all about prevention and longevity. So it’s so much easier to prevent something, then to treat it. That’s why I decided to take an approach to become a chiropractor and be more focused on Holistic Health.
Not to say that some medications are not necessary. But I do believe that a lot of the medications and things that people have to take on a daily basis can be prevented simply through our lifestyle habits.
And so again, all those things take a big toll on your finances.
DeShena: Absolutely! I am a registered nurse, and I work for an insurance company. I hear people calling in asking about their prescriptions that were denied by the insurance, and the medication may cost $1400. I’m like, OMG!
I mean, who can afford $1400 a month and if the insurance doesn’t pay, they’re just desperate. It’s like, you know, I need this medication! So, I’m all about prevention for sure. [#23] Get those annual checkups every year, your insurance covers it most of the time with zero percent copay. Or, there are low-cost clinics as well.
But yeah, stay on top of that and do as much prevention as you can. Because an ounce of prevention is worth a pound of cure, right?
So what are some costly habits that women should avoid to improve their health?
So I’m going to give two examples. One is cost as far as money. And the other is cost versus your time and your health.
So, first of all, some of the costly habits are living a sedentary lifestyle, which means you don’t do a lot of moving or physical activity. So not being active on a daily basis, not eating healthy foods, and all those things are going to cost you something in the long run.
But as far as finances, one of the biggest things that set us up is eating out and eating a lot of fast food.
The cost adds up!
It takes a toll on your health.
It takes a toll on your waistline.
So these foods, they don’t really provide your body with the necessary nutrients to even stay healthy. And so, not to say that my family is perfect and we never eat out. Obviously, that’s not the case!
A Healthy Way To Save Money
Before this pandemic happened, I would honestly say [#24] we cook about 80 to 90% of our meals at home. And it’s not even about eating salads and eating perfectly all day.
But, my family, for example, I can make a pot of spaghetti, a side salad, and some garlic bread for the same price that you can do to spend on a value meal at a fancy restaurant.
Because the value meals keep going up and up and up higher. So, I can feed my whole family and have some leftovers for the same cost of that.
It’s not about saying that you should never eat out or never go out and enjoy yourself, but really [#25] pay attention to how much you’re eating out.
Pay attention to when you are eating out and what types of foods you’re actually eating! Because again, it’s going to cost you in the sense of your health. And the money costs add up if you eat out three or four times a week.
You could be spending a couple of hundred dollars a month just on fast food when you could spend that same money on groceries and have way more meal options and healthier.
Of course, that’s depending on the type of groceries you buy. Because if you’re buying snacks and cookies and chips, that’s a problem.
DeShena: Well, it’s good to track your spending. I mean, if people actually wrote down how much you spent every time on eating out, it would probably shock most people. I think I did an article once where it said the average family spends maybe $3,000 a year on eating out.
Now just imagine if at least a third of that was in your savings! Or if two-thirds was in your savings and maybe you only spent $1000 a year eating out. I mean, that does add up, especially if you’re not paying attention. So very important information there.
How can women afford to eat a healthy diet?
Okay, so some people think I want to get healthy, so I can only eat salads. Or, I have to get some expensive meal prep company to deliver my meals. And that’s not the case.
When I work with my clients and patients, the way I look at it is more about, Okay, let’s cook at home more and use fresh, whole ingredients.
[#26] Start with things that you already like to eat and make them healthier. So if you’re a pasta person, okay, throw some veggies in the pasta.
If you like fried chicken, let’s try roasting it, or let’s try baking it. So let’s start slowly and transition the types of meals that we already like to eat and make them healthier.
Because again, trust me, not eating healthy will end up costing you more in the long run. So it’s kind of like just swapping out some of the ingredients that you already have.
For example, if you’re somebody that likes white rice, okay, let’s switch to brown rice. It’s not going to change the amount of money you’re necessarily spending. It may save you a couple of cents. But again, it’s a way for you to eat healthier and not necessarily have to spend so much.
So even if you’re still cooking stuff that’s not the best for you, at least you have control over what you’re cooking and what you’re putting into it.
Instead of using canned vegetables and fruits that have preservatives, added sugars, and extra salt, try buying fresh veggies and fruits. And little changes like that will definitely help you to be able to afford to eat healthier.
Don’t Buy Temptation
Also, out of sight, out of mind! Think about the amount of money that you may spend on snacks, sweets, cookies, chips, and things of that nature. Don’t buy that stuff and have it in your pantry.
So when you go in there and look, you’re not tempted. For example, I don’t have a bunch of cookies and chips and snacks and sodas. So when I’m hungry, that’s not an option.
And if I want something to eat, oh, well, there’s an apple, I’m gonna eat that. Now, that’s not to say that if there was a cookie or soda or something available that I wouldn’t choose it.
Yes, I have willpower. But if it’s there, it makes it that much easier to make an unhealthy choice.
And that’s the whole point of finding health in every day. We have the option to make a healthier choice. You know, EVERY DAY it’s up to you to make a choice!
DeShena: Absolutely! I worked with some nutritionists earlier this year, and they were saying the same thing. Here’s the template I learned. You need a healthy fat, a lean protein, and some vegetables. You sizzle that up in a pan, and you’ve got a meal. Their thing was more so, to keep out as many carbohydrates as you can because you know, sugar is a drug and it’s in everything.
Lindsay: People don’t even realize that everything breaks down into sugar into glucose because that’s what our brains use for energy.
One of the things that I talked about in my online class, I have a phase of it that talks about nutrition. And I talk about how your plate should look.
A lot of times, people’s plates have a whole bunch of carbs and a whole bunch of meat with a little bit of vegetables or no vegetables. So when you structure your plate, the majority should be veggies and then a little bit of carbs.
There’s this big misconception that all carbs are bad. But, there are simple carbs and complex carbs. Vegetables and fruits are carbohydrates, but they’re complex.
They not only have carbs, but they have vitamins, fiber, and nutrients, which makes them healthier. And so, people also have to know the difference between the two as well.
DeShena: Absolutely! It’s so important to manage what you’re putting on your plate.
What are some things we can do to have better health without blowing up our budget?
First of all, [#26] is physically active every day for at least 30 minutes. And when I say physically active, I don’t mean that you have to have a structured workout where you’re at a gym, lifting weights, and doing all this structured stuff. Just get up and move!
Don’t sit on the couch. Walk your dog or play with your kids or do some chores. That’s being physically active.
[#27] Drink half your body weight and water. So, if you are 130 pounds, you need to drink 65 ounces of water a day. More than half of our body is made up of water. It helps all the physiological functions that occur.
Water is a necessity, and so it’s going to:
Keep bloating down
Keep you regular
Help with weight loss
Also, [#28] getting seven to eight hours of sleep every night. That’s important because if you don’t get enough sleep:
It affects your ability to think productively.
It can affect your hormone levels.
It can affect your stress levels.
[#29] Eating veggies and fruits every single day. I don’t care if you start with only one serving of each, just make it a goal to at least eat one serving of each every day, and then build upon it.
Get Healthy For Free
Another great idea is to [#30] practicing mindfulness and just finding healthy ways to deal with stress. Mindfulness doesn’t mean you have to meditate and be silent for 20 minutes. Mindfulness is just paying attention, living in the moment, and being present.
So when I’m eating my food, instead of working, checking emails, and doing all this other stuff, no, I’m gonna sit here. I’m gonna eat my food. I’m gonna enjoy it. I’m gonna chew it and swallow it.
And that helps reduce the stress. Because, if you’re eating and you’re stressed out, then that shuts down your digestive system. And that is going to give you bloating, it’s going to give you gas and all these issues.
So again, it’s just really slowing down, living in the moment and then finding healthy ways to deal with stress.
For instance, I love me some wine, okay! And back in the day, instead of me taking a moment to say, let me get some exercise, go for a walk, and get some fresh air, I’d say, ” Oh well, I’m going to get this glass of wine.
But, I know that’s not the best option for me when I’m having a rough day. And honestly, I think this whole pandemic situation has sort of helped me.
Because now if I get frustrated or I’m irritated, I go outside for a walk. Or, I go to the garage, I get on my bike, and I exercise. Then, I just feel so much better.
You know, our body releases endorphins, and they’re like, happiness hormones. So they make you feel so much better. So those are my tips and none of those costs you a bunch of money.
DeShena: Most of those things actually are free! Except for the fruits and veggies, and [#31], you can buy what’s in season to save money or [#32] buy frozen. Those usually last longer and less waste. So yeah, all great tips!
Are there any free or low-cost tools or resources you can recommend?
Yeah, so, [#33] YouTube has tons of free exercise videos to do at home. You can look up bodyweight exercises or equipment-free exercise routines. I mean, there are so many things that you can look up on YouTube as a resource.
Another thing that you can do is [#34] order some very cheap exercise equipment from Amazon. For example, resistance bands, dumbbells, a jump rope, a stability ball.
You can order all those things for less than $50 and have a complete and awesome workout. I do have a YouTube channel as well, where I have been really uploading videos that are allowing people todo exercises without any equipment.
The Right Environmental Influences
And then, my whole thing is that you have to [#35] create an environment that promotes Health and Wellness. From your social media to your everyday life.
For instance, on my social media, I follow other Fitness people. I follow other chiropractors. I follow functional medicine practitioners.
I set my environment up to remind me to be healthy. Because, if I didn’t, then yeah, I could kind of go off track.
And so, what you read, watch, listen to is going to affect your daily actions. So if you create that environment of Health for yourself, then you’re going to be more inclined to be a healthier person. I’m even doing like a social media-free Sunday because I have to take a break.
Then lastly, I do have a website, and I have about 50 blogs on various topics of health and wellness. It has anything that you could possibly think about.
So again, all that stuff is free! And that’s what I want people to really know about. Yes, I have services that you could pay for.
But, I do this because I’m passionate about helping people get healthier. I want to inspire other people. That’s why I’m always shooting videos, writing blogs, and posting things on social media.
It’s not even necessarily about the money. If it were just about money, then I wouldn’t even be doing the side business. I have a great career already. I work full-time, and I still do all this. I just want people to really prioritize their health.
DeShena: Right, right, so important! And so it’s basically like decluttering your environment. That way, you only have the things in your environment that keep you inspired and keep you motivated. I like that.
Where can people find you, and what services do you have?
So, I do have a couple of services right now. I have an online course. It focuses on five key areas that I think are the foundation for transitioning to a healthier lifestyle. Not quick fixes! If you want a quick fix, I’m not your girl!
So, I start with mindset, nutrition, sleep and self-reflection, physical activity, and discipline, and consistency. Because you can try lots of different things, but if you never stick with anything, then you’re not going to find success.
Again, it’s an online class, and you can do it from the comfort of your home. But it’s a great investment. I also offer lifestyle coaching services.
So again, I post a lot of things, videos, healthy tips, and things of that nature. And I do a lot of motivational inspiration posts too because I feel like people need motivation to stay on track, which is a play on my healthymotives365.
My goal is to motivate you to be healthy every day. Not perfect every day! But, on the road to trying to make healthier decisions every day.
DeShena: Right, and it’s not even really about perfection. Because even though I’m debt-free and my financial situation is stable, I’m always trying to grow and improve. And believe me, I do make mistakes. But, fortunately, I’m at the point where it doesn’t derail me. Or, it doesn’t have me stressed out if I slip up. But mindset is so important, and staying motivated is excellent.
Thank you, Dr. Lindsay, for sharing so much wisdom and helpful insight into better health and finances!
Dr. Lindsay Banks is owner and CEO of Healthy Motives 365 located in Houston, Texas. The mission of Healthy Motives 365 is to encourage women to achieve optimum wellness by incorporating healthy habits in every day. Dr. Lindsay educates her clients on the importance of chiropractic care, daily physical activity, healthy eating habits and developing a positive mindset. Ultimately leading to an overall lifestyle change.
Healthy Motives 365 was born because Dr. Lindsay recognizes from personal experience that women play many roles and at times put their own health on the back burner. She helps clients transition to a healthier lifestyle by making subtle changes daily or in other words, as she likes to say by “Finding Health In Every Day!”
Her educational background includes a Doctorate of Chiropractic from Logan University in Chesterfield, Missouri, and a Masters of Exercise Physiology from Southern Illinois University in Edwardsville, Illinois. She is also a Certified Personal Trainer through the American College of Sports Medicine. Her professional career includes running a Chiropractic practice, providing health and wellness coaching, and leading a team of faculty as Department Chair of Health Sciences.
5 Replies to “How To Transform Your Life For Better Health And Money”
Wow this was so full of amazing information and advice! Thank you so much for writing this as I have many resources now to start saving money!
So many thorough tips and advice. I needed to read this.
This was such a well thought out post! Thank you so much for this amazing information!
Wow, so many great tips packed into this interview! I especially agree with the ones about prioritizing your health first and foremost – NOT doing so can get super-expensive, super-fast! Am so glad to learn about this whole series, too – will def have to check out the other parts as well! 🙂
I love, love your goal to be completely debt free in your 40s!!
Wow this was so full of amazing information and advice! Thank you so much for writing this as I have many resources now to start saving money!
So many thorough tips and advice. I needed to read this.
This was such a well thought out post! Thank you so much for this amazing information!
Wow, so many great tips packed into this interview! I especially agree with the ones about prioritizing your health first and foremost – NOT doing so can get super-expensive, super-fast! Am so glad to learn about this whole series, too – will def have to check out the other parts as well! 🙂
I love, love your goal to be completely debt free in your 40s!!