Top 50 Money Quotes That Will Kick-start Your New Year

Money quotes are one of my favorite sources for financial inspiration. 

And do you know why? 

Because of their ability to deliver bite-sized nuggets of wisdom that can really make an impact on how you view your money situation.

I think of them like well-crafted mini truth bombs that can be:

• Witty
• Provocative
• Even a bit sarcastic

But they always cut to the chase.

And often inspire us to see something in ourselves or our financial situation that we want to change.

The best part is when you come across the right one — it practically leaps off the page and smacks you right in the face!

The insightful way that they can transform our thinking is nothing short of amazing!

And whether you like quotes, or even if you’re not a big fan, we can ALL use a boost of inspiration now and again. 

So here are a few select money quotes for you to ponder. And hopefully one or two might just make you say — hmmm.

Saving Money Quotes

(If you struggle to save money, then these might provide some insight.)

A simple fact that is hard to learn is that the time to save money is when you have some.” ~ Joe Moore

“Beware of little expenses; a small leak will sink a great ship.” ~ Benjamin Franklin

“Never spend money before you have it.” ~ Thomas Jefferson

“Do not save what is left after spending, but spend what is left after saving.” ~ Warren Buffett

“I’m living so far beyond my income that we may almost be said to be living apart.” ~ E. E. Cummings

“Don’t let pride keep you in debt. A big house and a fancy car aren’t worth a lifetime of bondage!” ~ Anonymous

“The person who doesn’t know where his next dollar is coming from — usually doesn’t know where his last dollar went.” ~ Unknown

“A budget is telling your money where to go instead of wondering where it went.” ~Dave Ramsey

Related Post: How To Overcome The Gut-Wrenching Pleas Of A Neglected Savings Account.

Earning Money Quotes

(If underearning is your problem, then stick a few of these money quotes in your wallet for motivation.)

“Making more money doesn’t solve a money problem”

~ Dr, Lynn Richardson

“Many folks think they aren’t good at earning money — but what they don’t know — is how to use it.” ~ Frank A. Clark

“You can’t earn your way out of stupidity” ~ Dave Ramsey

“The more you learn, the more you earn.” ~ Warren Buffett

“The money that money earns, earns money” ~ Benjamin Franklin

“Never depend on single income. Make investment to create a second source.” ~ Warren Buffett

“Never stand begging for that which you have the power to earn.”

~ Miguel de Cervantes

Related Post: 4 Motivational Quotes To Be Your Own Boss.

Rich Money Quotes

(Looking for a few rich money quotes, check these out.)

“Rich people stay rich by acting poor.

Poor people stay poor by acting rich.

Broke people stay broke by trying to act rich around other broke people” ~ anonymous

“One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth.” ~ Proverbs 13:7 NIV

“It’s not your salary that makes you rich it’s your spending habits.” ~ Charles A. Jaffe

“Don’t go broke trying to look rich. Act your wage.” ~ Unknown

I make myself rich by making my wants few. ~ Henry David Thoreau

“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” ~ Albert Einstein

“Formal education will make you a living; self-education will make you a fortune.” ~ Jim Rohn

“People say ‘I want to be rich’. The question is, ‘Are you willing to do what it takes?” ~ Robert Kiyosaki

“Become so Financially Secure that you forget that it’s Payday.” ~ Anonymous

Related Post: How To Save Money Like A Frugal Millionaire.

Money Mindset Quotes

(Mindset is everything! So it’s important to understand what your values are surrounding money.)

“Money is not the only answer but it makes a difference” ~Barack Obama

“Time is more valuable than money. You can get more money, but you cannot get more time.” ~ Jim Rohn

“Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” ~ James W. Frick

“We cannot solve our problems with the same thinking we used to create them.” ~ Einstein

“Build your own dreams, or someone else will hire you to build theirs.” ~ Farrah Gray

“Nowadays people know the price of everything — and the value of nothing.” ~ Oscar Wilde

“If you want your children to turn out well, spend twice as much time with them, and half as much money.”  ~ Abigail Van Buren

“Don’t try to keep up with the Joneses. They’re broke.” –Dave Ramsey

Debt Money Quotes

(Nobody likes debt, but nearly everyone has it. Maybe these money quotes can help inspire you to change that.)

“Debt is the worst poverty” ~ Thomas Fuller

The best things in life are FREE ~

“Rather go to bed hungry than to rise in debt.” ~ Benjamin Franklin

“Debt is like any other trap, easy enough to get into, but hard enough to get out of.” ~ Henry Wheeler Shaw

“Don’t buy things you can’t afford, with money you don’t have, to impress people you don’t like.” ~Dave Ramsey

“If you can’t pay cash, you can’t afford it.” ~Dave Ramsey

“Promises make debt, and debt makes promises.” ~ Dutch Proverb

“Every time you borrow money, you’re robbing your future self.” ~ Nathan W. Morris

“You cannot spend your way out of recession or borrow your way out of debt.” ~ Daniel Hannan

Funny Money Quotes

(A little humor never hurts.)

“The best things in life are free, the second best are very Expensive” ~ Coco Chanel

“If you think nobody cares if you’re alive, try missing a couple of car payments.” ~ Earl Wilson

The quickest way to double your money is to fold it in half and put it in your back pocket.” ~ Will Rogers

Money is not the most important thing in the world. Love is. Fortunately, I love money.” ~ Jackie Mason

They say that love is more important than money, but have you ever tried to pay your bills with a hug? ~ Anonymous 

“I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.” ~ Malcolm Forbes

“When a fellow says it ain’t the money but the principle of the thing — it’s the money.” ~Artemus Ward

“This would be a much better world if more married couples were as deeply in love as they are in debt.” ~ Earl Wilson

“Today, there are three kinds of people:  the have’s, the have-nots, and the have-not-paid-for-what-they-have’s.” ~ Earl Wilson

“In God we trust; all others must pay cash.” ~ American Proverb

Giving Money Quotes

(The more inspiration we have to give, the better the world can be.)

“When God blesses you financially, don’t raise your standard of living, raise your standard of giving!” ~ Mark Batterson

We make a living by what we get, but we make a life by what we give.” ~ Winston Churchill

“Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” ~ Norman Vincent Peale

“No one has ever become poor from giving.” ~ Maya Angelou

“Generosity is giving more than you can, and pride is taking less than you need.” ~ Khalil Gibran

“No one is useless in this world who lightens the burdens of another.” ~ Charles Dickens

“For it is in giving that we receive.” ~ St. Francis of Assisi

Takeaway

As humans, we all have things we want to change. 

And we often search for the one thing that will motivate us to into action.

Quotes can do that! They pack the perfect pint-sized punch to spark thought-provoking inspiration. 

And when it comes to money matters we can all use a healthy dose of truth and motivation. 

So if you’re looking for some inspiration with debt or saving, or even with giving, choose a few of the great money quotes above. Hopefully, they can help you and kickstart your New Year into high gear.

By the way, if you know a few great money quotes of your own please feel free to share them below!